Beginner Investing

Beginner Investing

I’m not an investment banker nor stock broker, but I am interested in the concept, and being able to let my money make money. Investing is one of the things that are not taught to us as a part of economic training, but I will not be left behind. I started investing in 2016. It was curiosity that got me started. Also, the idea of wanting to learn something that seemed so out of my league. I always had this idea that investing was for the rich. Not true at all.

It’s how the rich stay rich, and how the rich put their people on. You can invest at your own will and your own expense. Start small or big, taking risks or not, it’s all up to you. It doesn’t much time to research the in’s and out’s of investments, and there are so many brokerages and companies that make it easy to begin.

I started with Capital One Investing. I made a list of companies that I use, that were popular to me and the rest of the world, and researched their buy in prices, trade history, dividends, etc. I finally decided to purchase a share of Wal-Mart. I was shopping there everyday, it just felt right. In my mind, it was my way of getting some of my money back. At the time I bought my share for about $78, and the dividend was a return of 0.51 cents quarterly, in other words, every 3 months. I was okay with that, because it was something new and I was able to say, I own a piece of Wal-Mart.

That created a new addiction in me. Although at the time, I was still spoiling my son, and most of my money was going to toys, (Wal-Mart), food, and bills, I had not made the decision to purchase more and more. But I always had it on my to-do-list.


So around June of 2018, Capital One Investing merged with E-Trade, and I received a letter explaining to me why I had to sale my share of Wal-Mart. It was not able to brought over to E-Trade. I sold my share through Capital One. When I sold it, the price was about $89. I made a profit of close to $11. That was my second eye-opener in the investing world. I finally understood more than one investment option.

  1. Purchasing a stock that offers dividends is the quick way to see your profit return. It allows share holders to see a monthly, quarterly, bi-annual, or annual return of your money.
  2. Purchasing a stock that does not offer dividends, still gives the chances of generating a profit from the your purchase and sale prices. You are mostly likely to get more back upon selling it, especially based on the time of your purchase and length of time your position was held.

The better option for me a the moment is dividend stocks because I want to get adapted to seeing my dividend schedule, and waking up to the notifications of what I received monthly from my positions. Here’s a snapshot of what my portfolio looks like. Just to give you guys an idea of what its like, and to see that I’m speaking facts.

etrade shot

Currently, I’m looking into stocks that offer monthly dividends, penny stocks included. Penny stocks are just stocks that have a smaller purchase price. A lot of penny don’t offer dividends at all, but there are some out there. I am not a risk taker in my purchasing decisions just yet. Not willing to throw away money that I actually need. But I am willing to be proud of myself investing $10-$50 a month to know that I will get i back slowly but surely. I aim to hold positions in many companies, and make larger lump sum purchases, so that I can see a bigger return, and eventually my money will make money. I currently re-invest my dividends versus withdrawing them. They are small amounts that don’t amount to much, so why not allow it build up in the investment account, and re-purchase more stocks.

I’m not a pro yet, but I am still researching and experimenting. I have yet to experiment with bonds, securities, and mutual funds, but I will be diving into those soon. Check back to get the latest information on more investing information and tips.

Click Here for books and magazines that teach more about investing.


2 thoughts on “Beginner Investing

Follow Me

%d bloggers like this: